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We approached Simran at MIB to see what type of deal we could get as we wanted to refinance our mortgage to do some renovation works to our home and instead of going to our current bank wanted to find out what we could get at other banks. Simran was so good, he listened to exactly what we wanted to achieve and how much we needed yet took into account what we could afford as well. The deal Simran got us through a different bank than our current one was perfect and changing over to the new bank seamless. We are paying the same amount that we were with our old bank yet have access to additional funds if/when we need for the renovations at a great rate too. I would recommend Simran to anyone wanting to get a better deal for their mortgage or insurance needs. Plus Simran sorted out our current insurances too!

Jennifer Rosson,

Just want to say a huge thank you for all your time and effort to sort out our large family’s health insurance, and mine and Wayne’s various insurance packages, whether it was day or evening you were more than happy to help. Your acknowledgement once it was all completed was an unexpected lovely gesture that goes above and beyond services expected. Happy to have you on board to keep an eye on our insurances! Kind Regards

Debbie and Wayne Hartley,

Simran has been fantastic in helping my husband and I review our insurances and decide on the most appropriate policies for this stage of our lives. We appreciated Simran’s honesty and professionalism as we considered each of the products and never felt in any way pressured to choose a specific one. We asked lots of questions and always got a thorough answer which helped greatly when making our decisions. Simran has a wealth of knowledge and was able to explain the details of certain policies in a way that was very easy to understand. We are very happy with the policies we chose and know that Simran will be there for us if or when we have to make a claim. Having someone who you trust and respect gives real piece of mind. He has a passion for insurance, which is rare. We have no hesitation in recommending Simran to anyone considering taking out a new insurance policy or wanting to review current policies. He certainly knows his stuff!

Sheils Carnihan,

My husband was diagnosed with a chronic illness without adequate insurance. This prompted me to take out insurance. Income protection seemed expensive and I felt my need was to insure but I didn't believe lightning would strike twice. Trauma insurance was a third of the cost. One year later I was very ill with liver failure cause unknown. Within 2 months I had a lifesaving liver transplant. Once through the operation and moved to accommodation close to the hospital I applied for my insurance and received within a week. Although never a compensation it was very welcome. I was able to pay off our mortgage, return to work within 8 months part time and so mitigate financial disaster. It took nearly 3 years to return to full health. The pay-out was an enabler in my recovery along with an excellent health service and without any doubt the generosity of the family.


Simran was recomended to me by people I know a few years ago. My only mistake was not calling him sooner. At a time when thing's where getting on top of us. With a new baby and down to one wage and found myself at a deadends with my bank. He took all the pressure off and saved us allot of money. I consider it one of the best decisions I've ever made easy and effortless simran took care of everything a grate guy to deal with and I look forward to future dealings with mib.

Leroy and shana,

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